A selection of the lenders we quote
Portfolio mortgages allow you to lend against your entire portfolio and help to make managing repayments easy.
‘Property Portfolio’ is a term used to describe a collection of investment properties owned by an individual, group or company. This could include residential properties such as flats or houses, as well as commercial property such as retail units or offices.
Owners of property portfolios are generally professional property developers or investors who are industry savvy and use their portfolio as a main or supplementary form of income.
If you’re considering applying for a portfolio, there are a few things to bear in mind:
The number of properties you own will greatly influence the type of finance you require.
Most lenders consider a portfolio landlord to be a borrower with four or more distinct mortgaged buy-to-let UK rental properties.
This is where things get a little complicated. Some portfolio lenders have limits on the overall portfolio size (e.g. £10 million), others have a cap on the amount of properties they’ll accept in the portfolio.
We can help find the lender that works best for your portfolio.
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