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Life Insurance

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A life insurance policy is a type of cover that will pay out a lump sum to your dependants should you pass away during the term of your contract. This can then be used to pay off any debts you may have and support your family after you’re gone.

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Look after your loved ones financially

No one likes to think of the worst. However, sometimes it is necessary in order to prepare for every eventuality and protect your loved ones.

By taking out a life insurance policy and making monthly or annual payments, you will be able to rest assured that your family will be able to afford to pay household bills or mortgage payments should something happen to you.

Level vs. decreasing term

Life insurance can be broadly categorised into two forms: level term and decreasing term.

Level term life insurance allows you to choose the amount that will be paid out and this will be fixed. Whereas a decreasing term life insurance policy is designed to work in tandem with a repayment mortgage, and therefore cover decreases in line with the amount owed on a property.

The cover you choose will likely be dependent on the assets you have and the monthly payments you can afford.

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Ensure you’re covered

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Why choose Ignite?

Whether you’re taking out a mortgage for the first time or are shopping around after receiving an insurance renewal quote, it’s unlikely you’ll want to spend hours on the phone acquiring quotes. Well, now you don’t need to.

You can calculate your needs, get quotes, compare offers and take our insurance all from the comfort of your sofa with our help.

We’re a modern mortgage and insurance broker that aims to give you what you want – affordable finance and insurance at the click of a button with no upfront fees.

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