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Mortgages for the Self-Employed

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A selection of the lenders we quote

Whether you’re a tradesman or a taxi driver, a consultant or a freelancer, sometimes lending can be difficult when you’re self-employed. That’s where specialist contractor and self-employed mortgages could help.

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Have you previously encountered issues getting a loan? No problem

If you’ve previously applied for a mortgage and been rejected by your bank or a building society, or you’re worried you don’t meet ‘typical’ lending criteria because you’re self-employed, you’ve come to the right place. We can help.

We specialise in finding competitive mortgage deals for ‘out of the norm’ cases, so if:

• You haven’t been trading long
• You’d rather lenders deal with your accountant rather than a SA302
• You’re paid in a foreign currency
• You don’t pay yourself much from your successful business
• Your company has varying net profits from year to year

…Don’t worry. Request a call back to see what our friendly and knowledgeable team can do for you.

How is a contractor mortgage different?

As you’re self-employed, lenders may see you as a higher risk than a person with a fixed income, therefore they’re likely to ask you for more evidence of earnings than with a regular residential mortgage application. The way the lender assesses this will depend on whether you’re a sole trader, work as a partnership or own a limited company.


Want quotes on mortgages for the self-employed?

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Our expert financial advisers are available to take calls between 9am-8pm Monday to Friday.

02920 763003

Why choose Ignite?

Whether you’re taking out a mortgage for the first time or are shopping around after receiving an insurance renewal quote, it’s unlikely you’ll want to spend hours on the phone acquiring quotes. Well, now you don’t need to.

You can calculate your needs, get quotes, compare offers and take our insurance all from the comfort of your sofa with our help.

We’re a modern mortgage and insurance broker that aims to give you what you want – affordable finance and insurance at the click of a button with no upfront fees.

Let's see how we can help you

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We're open for business 9am-8pm Monday to Friday.

02920 763003

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