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Secured Loans

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A selection of the lenders we quote

Are you tied into a current mortgage with redemption penalties but need to raise funds? Perhaps you want to keep your current mortgage rate and raise funds? Or maybe, you are self-employed, retired or have historic adverse credit which is causing lending complications?

Whatever your financial situation, Ignite can help.

Key Features

  • Borrow £5,000 to £2.5m
  • LTV up to 95%
  • Flexible lending
  • Independent from existing mortgage
  • Residential, buy to let & commercial property accepted
  • Most types of credit history considered
  • Loan terms from 1 year with low or no early repayment charge

Think carefully before securing any other debt on your home.


Call now or read on to learn more.


Secured loan or second charge? What’s the difference?

These two terms are used interconnectedly across the finance industry, however, a second charge is actually a form of secured loan. This simply means it is ‘secured’ against an existing asset that you have, normally a main residence or buy-to-let property.

Find out more about second charges. 

What will you use it for?

There are a number of common reasons why you may consider getting in touch with our team, however some of the most common are:

  • Borrow without effecting your current mortgage rate or being charged ERC’s
  • Obtain finance quicker than remortgaging
  • If you have adverse credit and need to borrow more than your current mortgage amount
  • Release funds for another property purchase or home improvements
  • Consolidate existing unsecured debt
  • Any other legal purpose

Apply for a Secured Loan

Discover your financial options without harming your credit rating.

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Our expert financial advisers are available to take calls between 9am-8pm Monday to Friday.

02920 763003

Second Charge Mortgages

Getting a second charge means extending your lending with a secured loan that sits independently behind your current mortgage. Meaning speedy funds with no compromise to your current low interest mortgage rate. Whether you’re a homeowner or a landlord, discover your second charge mortgage options with Ignite.

Read more

Why choose Ignite?

Whether you’re taking out a mortgage for the first time or are shopping around after receiving an insurance renewal quote, it’s unlikely you’ll want to spend hours on the phone acquiring quotes. Well, now you don’t need to.

You can calculate your needs, get quotes, compare offers and take our insurance all from the comfort of your sofa with our help.

We’re a modern mortgage and insurance broker that aims to give you what you want – affordable finance and insurance at the click of a button with no upfront fees.

Let's see how we can help you

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