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Second Charge Mortgages

Getting a second charge means extending your lending with a secured loan that sits independently behind your current mortgage. Meaning speedy funds with no compromise to your current low interest mortgage rate.

Whether you’re a homeowner or a landlord, discover your second charge mortgage options with Ignite.

Request a call back or read on to learn more

Key Features

• Borrow £5,000 to £2.5m
• LTV up to 95%
• Flexible lending
• Independent from existing mortgage
• Residential, Buy to Let & Commercial property accepted
• Most types of credit history considered
• Loan terms from one year with low or no early repayment charges

What Can You Use Second Charge Loans For?

Getting a second charge can be for almost any legal purpose, however the most common types are:

• Second charge buy-to-let mortgages
• Second charge on property
Think carefully before securing any other debt on your home.


Need to raise funds?

Learn more about secured loans here

Alternatively, click the green button bellow to request a call back.


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Our expert financial advisers are available to take calls between 9am-8pm Monday to Friday.

02920 763003

Why choose Ignite?

Whether you’re taking out a mortgage for the first time or are shopping around after receiving an insurance renewal quote, it’s unlikely you’ll want to spend hours on the phone acquiring quotes. Well, now you don’t need to.

You can calculate your needs, get quotes, compare offers and take our insurance all from the comfort of your sofa with our help.

We’re a modern mortgage and insurance broker that aims to give you what you want – affordable finance and insurance at the click of a button with no upfront fees.

Let's see how we can help you

Give us a call, or we can call you back at a time of your choosing

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We're open for business 9am-8pm Monday to Friday.

02920 763003

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